Workers who sustain injuries that result in a permanent disability may
be entitled to receive Social Security disability benefits. Although these
types of benefits have been traditionally viewed as ones to pull from
at the start of your retirement, some injured employees may have access
to draw from Social Security benefits if they meet the contribution requirements.
How is disability defined?
An individual is considered disabled if he or she is deemed unable to participate
in any substantial employment. The disability can be a physical or mental
impairment that diminishes his or her ability to return to their previous
line of work or any other professional field. It’s important to
note, however, that Social Security does not pay disability benefits for
Who is covered under Social Security?
To be eligible to receive Social Security benefits, you must have worked
long enough and recent enough to be insured. As an employee, you earn
a quarter of coverage for every quarter of work you complete and the disability
must begin before the coverage expires. For example, if you worked five
out of the last ten years, you will be insured under Social Security for
those five years.
How do I apply for Social Security benefits?
Time is crucial when applying for benefits. If you’re injured while
at work, you should apply to receive benefits as soon as possible. Fortunately,
the application process for Social Security benefits is fairly accessible
– you can apply over the phone as well as in person. You will be
required to fill out the necessary paperwork, which will ask you a series
of questions regarding your work history, medical history, and your physical
and mental limitations.
Our Greenville workers’ compensation attorneys have the skill to
go up against the biggest companies and their insurance providers. To
schedule a free consultation, call Christian & Davis LLC at (864) 408-8890.