South Carolina Injury Attorneys
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Medical Payments Coverage

Med Pay & Personal Injury Protection (PIP) in South Carolina

In South Carolina, all motorists are required by law to carry minimum liability coverage. In addition to purchasing more coverage, they can also purchase other types of optional insurance to carry along with their liability coverage. This includes Medical Payments Coverage (Med Pay), also referred to as Personal Injury Protection (PIP) coverage, which insurance companies in South Carolina must offer as an option.

Med Pay is a form of no-fault insurance. This means that no matter who causes your car accident, your Medical Payments / PIP coverage will cover any medical bills you and any other people in your car incurred, up to the limits of the policy you purchased. Even if you caused or contributed to a car accident, Med Pay would cover at least a certain amount of your medical bills.

How Med Pay Can Help Car Accident Victims

Med Pay may be optional, but it can be the critical safety net you need when unexpected accidents cause injury. Because this form of coverage can make the difference when it matters most, and because it is relatively expensive and only requires you to pay a little more on your auto insurance policy, it is certainly worth considering.

Here are few ways Med Pay coverage can help car accident victims:

  • Cover your medical bills, up to policy limits, when injured in an accident you caused.
  • Cover the medical bills, up to policy limits, of any passengers in your vehicle who may have been injured – no matter who caused the accident.
  • Provide additional compensation to make up for any gaps in coverage caused by underinsured or uninsured motorists, or when you suffer serious injuries.
  • Pay for medical bills while a personal injury case is pending.

Med Pay coverage, like uninsured and underinsured (UM / UIM) coverage, is meant to help when things don’t go as planned, especially when accidents involve extensive damages, or underinsured or uninsured motorists. For this reason, we encourage you to speak with your auto insurance provider about purchasing Med Pay / PIP coverage.

Discuss Your Rights & Options After a Car Wreck During a FREE Consultation

At Christian & Davis LLC, our Greenville car accident lawyers have earned a reputation for aggressively protecting the rights of injured victims and their loved ones. If you have recently been involved in a car wreck, do not hesitate to reach out to our firm to learn more about your options for recovering the compensation you need. Our firm serves residents throughout Greenville and the state of South Carolina, and offers FREE consultations. Contact us today to speak with a member of our team.

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