South Carolina Injury Attorneys
Car Accidents Are a Leading Cause of Injury in the U.S. Work with Our Firm to Seek Proper Compensation.

Uninsured Motorist Accidents

Fighting for the Compensation You Deserve

By law, motorists in South Carolina are required to carry auto insurance. That’s because drivers who cause accidents can be held liable for the damages victims suffer, and will typically need to rely on their insurance coverage to pay for those damages. Unfortunately, as statistics show, many drivers throughout the state violate the law and drive without any auto insurance whatsoever.

Uninsured motorists put the lives of victims and families at risk, and while they may be held accountable for driving without insurance or other criminal acts (such as driving on a suspended license, hit and run, evading law enforcement, or other crimes), victims still need to recover compensation to help them cover their losses and rebuild their lives.

Because the stakes are high in cases involving uninsured motorists, working with experienced attorneys like those at Christian & Davis LLC can be vital. Our legal team has over 100 years of combined experience, and has earned a reputation for fighting aggressively on behalf of the injured and the wronged. If you or someone you love has recently been involved in a car accident caused by an uninsured motorist, we’re available to review your case and discuss your options.

Learn more about uninsured motorist accidents and your rights by calling (864) 408-8890 for a free consultation.

Exploring Your Options After an Uninsured Motorist Accident

Recovering compensation is crucial for victims after being injured in an auto accident, but when drivers are uninsured, their well-being, finances, and future may very well be on the line. As such, it becomes important to explore all available options for recovering needed financial compensation, and taking the steps to maximize recoveries through intelligent and strategic legal work.

While every case is different, victims injured in accidents involving an uninsured motorist may have options for recovering their damages:

  • UM Coverage – One of the most viable sources of compensation in uninsured motorist accidents is uninsured motorist (UM) coverage. While South Carolina law requires this coverage as a part of minimum liability insurance, drivers can purchase additional coverage, as well as underinsured motorist (UIM) coverage, with higher policy limits. These forms of insurance can be a critical safety net when accidents are caused by drivers who have either no insurance to cover victims’ damages, or not enough to cover all losses, and can save you thousands of dollars (which is why you should consider reviewing your coverage options). In uninsured motorist accident cases, victims can recover compensation through their UM coverage by filing claims with their own insurance provider.
  • Med Pay Coverage – Medical payments coverage is an optional form of no-fault insurance which can cover the medical expenses you and any victims in your vehicle incurred in an auto accident (even if you’re at fault). This form of coverage can also be crucial to helping cover medical expenses while you explore other options for compensation, and for making up gaps in coverage caused by an uninsured motorist.
  • Other Liable Parties – Depending on the circumstances, there may be options for victims to seek compensation from other liable parties who may have contributed to their accidents and injuries. This may include other drivers involved in a multi-vehicle wreck, product manufacturers or automakers in accidents involving defective products (such as faulty brakes or airbags), or commercial companies which owned vehicles driven by an uninsured employee. In some cases, victims of drunk driving accidents may be able to hold bars, social hosts, or other drinking establishments which overserved a drunk driver or minor liable for damages.

Speak with an Experienced Greenville Car Accident Lawyer

Accidents involving uninsured motorists can create many challenges in victims’ fight for compensation, especially when it comes to securing full compensation from their own insurance companies under their UM coverage, or holding other liable parties accountable for their role in causing accidents and injuries. Because our legal team at Christian & Davis LLC is able to leverage extensive experience and resources, we’re prepared to help victims explore their options after being involved in an uninsured motorist accident. Contact us for a FREE consultation!

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